Journal of Value Management

Trauma narrative and coexistence pursuit: Visions of a shared human community in post-9/11 fiction

The 9/11 attacks reshaped global perceptions of security, identity and interconnection amid contradictory globalization. Post-9/11 novels respond to contemporary crises through literary creation, embodying shared human community awareness in trauma narration, cultural reflection and ethical exploration. Following the framework of "depicting global communal dilemma – examining root factors – rebuilding shared coexistence pathways", this paper adopts close reading and historical criticism to analyze representative works. It discusses how post-9/11 fictions turn terrorist violence into metaphors for human existential dilemmas, illustrates their artistic expressions of racial inclusiveness, cross-cultural communication and ecological coexistence, and clarifies the theoretical and practical value of such works in the globalized age.

Intellectual capital and small enterprise success: Insights from the Nigerian service sector

This study explores the role of goodwill as a form of intellectual capital in enhancing the success of small enterprises within the Nigerian service sector. The Population of the study consists of 11,643 registered SMEs in Lagos state Nigeria, 350 SMEs owners were purposively and randomly considered as the sample. The research adopted both qualitative and quantitative techniques. Inferential statistics including Chi-squared techniques, analysis of variance, multiple regressions, and Pearson's product moment correlation were used to sort, code, and analyze the data. According to the study, the factors that significantly positively correlated with business performance were credibility and goodwill (r=.907 and.833, respectively). The results of the study show that goodwill and enterprise success are positively correlated. Small enterprises are recommended to maintain and explore goodwill valuation in order address issues around small business reputations and future scholars can expand the scope of knowledge by developing novel hypotheses and models.

From cultural experience to commercial value: A study on the formation mechanism of tourists' consumption behavior in cultural tourism contexts

Against the backdrop of the deepening integration of the experience economy and cultural tourism, immersive cultural tourism has gradually emerged as a key setting for driving cultural consumption and the development of the night-time economy. Taking the Datang Everbright City as a case study, this paper focuses on tourists participating in cultural experiences and consumption activities as its primary interview subjects. Combining the Stimulus–Organism–Response (S–O–R) framework with grounded theory methodology, it employs semi-structured interviews to analyze the underlying mechanisms of 'how cultural experiences are transformed into consumption behavior and generate commercial value.' The research reveals that visitors' consumption behavior does not stem solely from functional needs but is gradually formed through emotional and identification mechanisms, building upon cultural stimuli and immersive experiences. Specifically, cultural symbols, spatial atmosphere, and interactive performances enhance visitors' sense of presence and immersion, transforming them from 'spectators' into 'participants'; subsequently, emotional arousal, cultural resonance, identity expression, and social influence further reinforce the value of the experience and drive the formation of consumption motives. Factors such as commemorative significance, the desire for memorable photographs, peer influence, and value judgements further facilitate consumption decisions, giving rise to consumption behaviors at different levels. Simultaneously, through social sharing and word-of-mouth dissemination, tourists create a cyclical diffusion mechanism of "Experience—Consumption—Dissemination—Re-attraction," extending commercial value from on-site consumption to traffic dissemination and sustained visitor attraction. By constructing a mechanism model of "Cultural experience—Emotional and identity mechanisms— Consumption conversion—Generation of commercial value," this paper provides a new process-oriented explanation for research into immersive cultural tourism consumption.

Integrating digital financial solutions into MSME business models: An assessment of MSME readiness for digital financial integration

The strategic integration of digital financial solutions is increasingly critical to the sustainability and competitiveness of Micro, Small, and Medium Enterprises (MSMEs), particularly in developing economies. This study assesses MSME readiness for digital financial integration across four dimensions— Digital capability, financial literacy, infrastructure, and organizational adaptability—And examines how readiness influences integration quality and business outcomes. Employing a mixed-methods design with a quantitative emphasis, survey data were collected from 189 MSMEs in Surigao del Sur, Philippines. Descriptive statistics, correlation analysis, and multiple regression were used to analyze relationships among readiness, integration depth, and outcomes. Results indicate a strong positive association between readiness and the extent of digital financial integration. MSMEs with higher readiness demonstrate significantly better business model improvements, operational efficiency, and financial resilience, while partial or fragmented integration yields only moderate gains. Findings underscore the importance of shifting from adoption metrics to integration quality and readiness diagnostics. Policy and managerial implications emphasize targeted capacity-building and infrastructure support to embed digital finance within core business processes and sustain MSME competitiveness.

Blockchain-powered title security with stealth ID

Land conflicts affect 7.7 million people in Punjab, India, because of antiquated land registrances, fraud, and inefficiency. This paper presents a blockchain-based architecture combining zero-knowledge proofs (ZKPs), zero- Hannah biometrics, and optimistic roll-ups to provide a scalable, safe, and privacy-preserving solution for land governance. Among the important developments are a scalable smart contract architecture, an AI-powered dispute resolution system, and a permissioned blockchain for tamper-resistant data. Ten thousand simulations with 180-second authentication, 99.9% data integrity, 850 transactions per second (TPS), and 600-second dispute resolution reveal With possible worldwide application, this framework presents Punjab with a transforming solution.