Research on the application of blockchain technology in the green credit evaluation system of commercial banks
Zhengshi Hou
Bin Gao
DOI: https://doi.org/10.59429/esta.v10i4.1585
Keywords: blockchain technology; Commercial bank; Green credit; Evaluation system; Sustainable development
Abstract
With the increasing global attention to environmental protection, green fi nance has become a hot topic in the current fi nancial industry. Green bank is an important part of green fi nance, and green credit is an important business of commercial banks in the context of sustainable development. Its evaluation system plays a key role in promoting sustainable development and environmental protection. In view of the traditional evaluation sys tem, there are problems such as information asymmetry and data tampering. As a decentralized, transparent and immutable distributed ledger technology, blockchain technology provides a new solution for the green credit evaluation system of commercial banks. This paper will deeply study the application of blockchain technology in the green credit evaluation system of commercial banks, and explore its advantages and challenges.
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