Research on the application of blockchain technology in the green credit evaluation system of commercial banks

  • Zhengshi Hou
  • Bin Gao
Keywords: blockchain technology; Commercial bank; Green credit; Evaluation system; Sustainable development

Abstract

With the increasing global attention to environmental protection, green fi nance has become a hot topic in the current fi nancial industry. Green bank is an important part of green fi nance, and green credit is an important business of commercial banks in the context of sustainable development. Its evaluation system plays a key role in promoting sustainable development and environmental protection. In view of the traditional evaluation sys tem, there are problems such as information asymmetry and data tampering. As a decentralized, transparent and immutable distributed ledger technology, blockchain technology provides a new solution for the green credit evaluation system of commercial banks. This paper will deeply study the application of blockchain technology in the green credit evaluation system of commercial banks, and explore its advantages and challenges.

References

[1]Mao D,Wang F,Hao Z, et al. Credit Evaluation System Based on Blockchain for Multiple Stakeholders in the Food Supply Chain[J]. International Journal

of Environmental Research and Public Health,2018,15(8).

[2] Yanni Zhang,Wei Xing. Micro, small and medium enterprises credit decision model [J]. Journal of modern business, 2021 (17) : 136-138. The DOI:

10.14097 / j.carol carroll nki. 5392/2021.17.043.

[3] Yinan Zhang,Qingyuan Li,Yu Li. Nothing down, nothing up: green credit policy under heavy polluting enterprises deal with [J]. Journal of economic

review, 2023 (05) : 34-52. DOI: 10.19361 / j. r. 2023.05.03.

[4]L. S W,Y. Z,X. S, et al. Blockchain in Supply Chain Collaboration: a Quantitative Study[J]. International Journal of Simulation Modeling,2023,22(3).

[5]Gaofeng Z,Tianhan Z,Hongying S, et al. Credit evaluation for power infrastructure contractors based on blockchain technologies and fuzzy analytic

hierarchy process[J]. Energy Reports,2021,7(S7).

Published
2024-02-19
Section
Articles