The current situation and development trends of China’s chronic disease insurance market
Jiaming Zuo
Everbright Actuarial Consulting Limited
DOI: https://doi.org/10.59429/bam.v6i4.8359
Keywords: Chronic disease insurance; Integration of health management; Application of technological innovation
Abstract
This article focuses on the chronic disease insurance market in China, analyzing the main challenges it faces, such as risk assessment, long-term claims settlement, and regulatory policies. It explores the development trends of the market, including the integration of health management and insurance, personalized program design, and the application of technological innovations. The study delves into innovative service models, covering comprehensive lifecycle health management, remote medical intelligent monitoring, rehabilitation, and long-term care services. The research highlights that through multi-faceted efforts, chronic disease insurance will play an important role in economic security and health promotion, helping to advance the healthcare security system in China to a higher level.
References
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